Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”
Description
Today, we’re revisiting one of our favorite Money For Couples episodes of the year.
Update: Romy and Travis recently shared an update on YouTube about where they are now. You can watch it here.
Romy and Travis’s story struck a chord with listeners because it shows what really happens when a couple is earning good money…but operating with completely different expectations, habits, and fears around money.
This episode is a perfect example of how old patterns can quietly shape a relationship—and what it takes to break them. If you missed it the first time, or want a refresher, this is one of the most revealing conversations of the year.
In this episode:
• Why Travis believes he can always “go fishing” to make money
• How their childhoods shaped their attitudes toward money
• The emotional weight Romy carries as the only planner
• The story behind Romy’s secret UK savings
• Their unclear approach to buying property
• How disorganized thinking affects everything from taxes to tipping
• The risks of having no real emergency fund
• Why Travis’s role as the “reassurer” holds them back
• How Ramit helps them redefine generosity
• The first steps toward rebuilding trust
Chapters:
00:00 — “I tapped my card and it said insufficient funds”
09:23 — “I’m living the same financial life as my parents”
18:13 — Breaking down their numbers
38:14 — The weight of taking on the “man’s” role
52:48 — “I’ve been poor before—I’ll be poor again”
1:02:08 — Living on hope, not numbers
1:12:05 — “We’re doing this together”
1:28:56 — Where are they now? Romy & Travis
Connect with Ramit
• Get my new book, Money For Couples
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
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• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.























