DiscoverMoney For Couples with Ramit SethiListener Favorite: "I'm almost 40 and still living paycheck to paycheck”
Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

Update: 2025-12-19
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Today, we’re revisiting one of our favorite Money For Couples episodes of the year.


Update: Romy and Travis recently shared an update on YouTube about where they are now. You can watch it here


Romy and Travis’s story struck a chord with listeners because it shows what really happens when a couple is earning good money…but operating with completely different expectations, habits, and fears around money.


This episode is a perfect example of how old patterns can quietly shape a relationship—and what it takes to break them. If you missed it the first time, or want a refresher, this is one of the most revealing conversations of the year.


In this episode:


• Why Travis believes he can always “go fishing” to make money


• How their childhoods shaped their attitudes toward money


• The emotional weight Romy carries as the only planner


• The story behind Romy’s secret UK savings


• Their unclear approach to buying property


• How disorganized thinking affects everything from taxes to tipping


• The risks of having no real emergency fund


• Why Travis’s role as the “reassurer” holds them back


• How Ramit helps them redefine generosity


• The first steps toward rebuilding trust




Chapters:


00:00 — “I tapped my card and it said insufficient funds”


09:23 — “I’m living the same financial life as my parents”


18:13 — Breaking down their numbers


38:14 — The weight of taking on the “man’s” role


52:48 — “I’ve been poor before—I’ll be poor again”


1:02:08 — Living on hope, not numbers


1:12:05 — “We’re doing this together”


1:28:56 — Where are they now? Romy & Travis




Connect with Ramit
Get my new book, Money For Couples
Get Money Coaching with Ramit 
Download the Conscious Spending Plan
Listen to my book—now on Audible
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
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YouTube


If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

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Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

Ramit Sethi